It is an oft（常常） repeated axiom（公理，格言） that money cannot buy happiness. While this is certainly true, poverty will not buy Happiness either. Some people become very wealthy, yet struggle to enjoy their lives. On the other hand, others manage to go through life with very few money problems simply because they are able to make the most of what they have.
Ideally you should try to combine both prosperity and Happiness. To do this I recommend the following steps:
Learn to Value Simplicity The aim of life should not be to accumulate as many possessions and as much wealth as possible. We should learn to be content with what we have and appreciate the benefits of simplicity. For example, if we clear out our unnecessary clutter we will achieve a greater feeling of space and freedom.
If you feel happiness is directly related to material possessions, you are making a mistake. Happiness can be gained just through being content with a small amount of possessions. Our inner wealth is not just
Do Not Be Attached to Your Money Does it pain you to spend your own money - even if it is for something useful? Even someone like Bill Gates can feel uncomfortable spending his billions; it is said he used to always travel economy class because he didn't see the need to spend more money on first class. The problem with this, however, is that if we are always reluctant to spend money we miss the whole point of earning it.
A good attitude is to see money as a circular flow - that is, spending money enables more to come into our lives. It is not like a big dam where we just try to hold onto it all. We need to let the money out by spending on useful and necessary things. It is no good having a stockpile of water unless we use it to generate power; similarly it is no use accumulating large savings if we we feel miserable spending it.
Minimize Money Worries We will be happiest if we can make money a small part of our lives, and think
Try to avoid complicated and risky investment plans; these give you the potential to gain more, but you will also have the potential to lose a lot more. Good financial planning should be simple and well balanced; this means your nerves will not be affected by worrying
Avoid Jealousy No matter how much money you have, do you still envy people who have more? A recent survey asked people whether they would prefer to have a salary above the national average. Alternatively, they could choose to have a higher salary, but this higher salary would be lower than the average. A surprising amount of people chose to have a lower salary as long as it meant they were relatively better off than the rest of the population.
To me this makes no sense. If other people become wealthier than you, that is no reason to be unhappy. If other people are prosperous（繁荣的） that is good; don't feel miserable just because you cannot keep up with the Joneses.
Don't Live to Work. Do you find yourself working overtime in the evenings and at the weekend? If you spend all your time working, you will have no opportunity to spend your earnings. Don't feel guilty for turning extra work down; it is
Understand Why Are Some People Always Poor I'm sure most people will have good friends who always seems to have money concerns. No matter what happens they always seem to be short of money and they frequently share tales of financial woe. The lack of money makes them unhappy, but they don't know how to change the situation. Giving them money doesn't solve the problem because they continue to make bad financial decisions.
Part of the problem lies in their mindset. It is easy to become accustomed to being poor and then half expecting the poverty to continue. With this mindset（心态，倾向）, it becomes difficult to attract money into our lives and easy to develop feelings of self pity and regret. However, while we might be unfortunate it won't do anything to resolve the situation. The secret is to try and change our habits and approach to money. Also, be wary
Ignorance is Not Bliss Another attitude to money is to try and avoid thinking
Also, when we put off dealing with financial problems we carry the problem in the back of our mind. We can get no peace of mind because we permanently have a long list of things to deal with. It is better in these circumstances to promptly deal with things like paying bills and sorting out your accounts - then we can forget
Develop A New Perspective The following are some money related questions you should ask yourself:
Am I happy with my financial situation? Would more money make my life better? Do I always have financial problems hanging over my head? Is money the most
相关单词：simplicity
simplicity解释：n.简单，简易；朴素；直率，单纯
simplicity例句：
She dressed with elegant simplicity.她穿着朴素高雅。
The beauty of this plan is its simplicity.简明扼要是这个计划的一大特点。
相关单词：clutter
clutter解释：n.零乱，杂乱；vt.弄乱，把…弄得杂乱
clutter例句：
The garage is in such a clutter that we can't find anything.车库如此凌乱，我们什么也找不到。
We'll have to clear up all this clutter.我们得把这一切凌乱的东西整理清楚。
相关单词：savings
savings解释：n.存款，储蓄
savings例句：
I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
By this time he had used up all his savings.到这时，他的存款已全部用完。
相关单词：miserable
miserable解释：adj.悲惨的，痛苦的；可怜的，糟糕的
miserable例句：
It was miserable of you to make fun of him.你取笑他，这是可耻的。
Her past life was miserable.她过去的生活很苦。
相关单词：impulsive
impulsive解释：adj.冲动的，刺激的；有推动力的
impulsive例句：
She is impulsive in her actions.她的行为常出于冲动。
He was neither an impulsive nor an emotional man,but a very honest and sincere one.他不是个一冲动就鲁莽行事的人，也不多愁善感.他为人十分正直、诚恳。
相关单词：risky
risky解释：adj.有风险的，冒险的
risky例句：
It may be risky but we will chance it anyhow.这可能有危险，但我们无论如何要冒一冒险。
He is well aware how risky this investment is.他心里对这项投资的风险十分清楚。
相关单词：affected
affected解释：adj.不自然的，假装的
affected例句：
She showed an affected interest in our subject.她假装对我们的课题感到兴趣。
His manners are affected.他的态度不自然。
相关单词：jealousy
jealousy解释：n.妒忌，嫉妒，猜忌
jealousy例句：
Some women have a disposition to jealousy.有些女人生性爱妒忌。
I can't support your jealousy any longer.我再也无法忍受你的嫉妒了。
相关单词：relatively
relatively解释：adv.比较...地，相对地
relatively例句：
The rabbit is a relatively recent introduction in Australia.兔子是相对较新引入澳大利亚的物种。
The operation was relatively painless.手术相对来说不痛。
相关单词：overtime
overtime解释：adj.超时的，加班的；adv.加班地
overtime例句：
They are working overtime to finish the work.为了完成任务他们正在加班加点地工作。
He was paid for the overtime he worked.他领到了加班费。
相关单词：earnings
earnings解释：n.工资收人；利润，利益，所得
earnings例句：
That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。
相关单词：woe
woe解释：n.悲哀，苦痛，不幸，困难；int.用来表达悲伤或惊慌
woe例句：
Our two peoples are brothers sharing weal and woe.我们两国人民是患难与共的兄弟。
A man is well or woe as he thinks himself so.自认祸是祸，自认福是福。
相关单词：wary
wary解释：adj.谨慎的，机警的，小心的
wary例句：
He is wary of telling secrets to others.他谨防向他人泄露秘密。
Paula frowned,suddenly wary.宝拉皱了皱眉头，突然警惕起来。
相关单词：bliss
bliss解释：n.狂喜，福佑，天赐的福
bliss例句：
It's sheer bliss to be able to spend the day in bed.整天都可以躺在床上真是幸福。
He's in bliss that he's won the Nobel Prize.他非常高兴，因为获得了诺贝尔奖金。
相关单词：unpaid
unpaid解释：adj.未付款的，无报酬的
unpaid例句：
Doctors work excessive unpaid overtime.医生过度加班却无报酬。
He's doing a month's unpaid work experience with an engineering firm.他正在一家工程公司无偿工作一个月以获得工作经验。
相关单词：dealing
dealing解释：n.经商方法，待人态度
dealing例句：
This store has an excellent reputation for fair dealing.该商店因买卖公道而享有极高的声誉。
His fair dealing earned our confidence.他的诚实的行为获得我们的信任。
相关单词：permanently
permanently解释：adv.永恒地，永久地，固定不变地
permanently例句：
The accident left him permanently scarred.那次事故给他留下了永久的伤疤。
The ship is now permanently moored on the Thames in London.该船现在永久地停泊在伦敦泰晤士河边。
相关单词：promptly
promptly解释：adv.及时地，敏捷地
promptly例句：
He paid the money back promptly.他立即还了钱。
She promptly seized the opportunity his absence gave her.她立即抓住了因他不在场给她创造的机会。
